Invariably the necklaces I really like are completely out of budget. Which is always a real shame as a good bit of jewellery can often enhance a look without much effort. Pendants always add a bit of nonchalance to a look. They suggest creativity even if you haven't got a creative bone in your body. Of course the rich pickings on Net-A-Porter suggest more creative bucks than your Topshop purchase. But at least with Topshop you can wear your pendant with attitude and your bank balance intact.